“The Influence of Lifestyle on Private Employees’ Income in Pekanbaru City: Opportunities and Challenges in South Ledge Management for Indonesia”. RISK : Jurnal Riset Bisnis dan Ekonomi 6, no. 2 (November 17, 2025): 1–7. Accessed December 6, 2025. https://ojs.unik-kediri.ac.id/index.php/risk/article/view/6972.