Dampak Sistem Pembayaran Qris Terhadap Omset Penjualan UMKM Di Surabaya. RISK : Jurnal Riset Bisnis dan Ekonomi, [S. l.], v. 4, n. 2, p. 148–155, 2023. DOI: 10.30737/risk.v4i2.4842. Disponível em: https://ojs.unik-kediri.ac.id/index.php/risk/article/view/4842. Acesso em: 6 dec. 2025.