Dampak Sistem Pembayaran Qris Terhadap Omset Penjualan UMKM Di Surabaya

Authors

  • Aleksia Lela STIE Mahardhika
  • Nindya Kartika Kusmayati STIE Mahardika Surabaya
  • Yuli Kurniawati STIE Mahardika Surabaya
  • Dhyah Wulansari STIE Mahardika Surabaya

DOI:

https://doi.org/10.30737/risk.v4i2.4842

Keywords:

Qris, Omzet, UMKM

Abstract

 This research which aims to determine the impact of using the Qris payment system on MSME sales turnover in Surabaya. The research was aimed at UMKM merchants and consumers who use the Qris payment system in the city of Surabaya, with a population of 70 people from teenagers to adults. Of these 70 respondents, the authors also make it as a sample. The author chose the quantitative method in this study with the process of accumulating data by distributing questionnaires. The test uses simple linear regression, using instrument tests consisting of validity tests, reliability tests, heteroscedasticity tests, and also multicollinearity tests. Then proceed with the classical test which consists of a normality test, heteroscedasticity, and multicollinearity test. Based on the results of the t test, a simple linear regression equation is formed, namely Y = 13.985 + 0.726x, which means that the lack of use of the Qris payment system is fixed, so the effect on sales turnover also does not change. Likewise, if the use of the Qris payment system increases, the effect on sales turnover will also increase. The Qris payment system is highly recommended for consumers and MSMEs in Surabaya in the process of buying and selling transactions, as well as payments that are practical, easy, and guaranteed security.

References

Ayunda, A. (2021). Penerapan Sistem Pembayaran Qris Pada Sektor UMKM Di Kota Pematangsiantar (Doctoral dissertation, Universitas Islam Negri Sumatera Utara Medan).

Carera, W. B., Gunawan, D . S. & Wauzi, P. (2022). ANALISIS PERBEDAAN OMSET PENJUALAN UMKM SEBELUM DAN SETELAH PENERAPAN QRIS DI PURWOKERTO. Jurnal EKONOMI, BISNIS DAN AKUNTANSI, 24 (2), 2715-6052.

Fadlillah, S.A., Nugroho, J. A. & Sangka, K.B. (2021). Pengaruh Kenyamanan dan Keamanan terhadap Minat Penggunaan Quick Response Code Standard (Qris) Indonesia pada UMKM yang disosialisasikan oleh Bank Indonesia Kpw Solo. Jurnal Pendidikan Ekonomi dan Bisnis. 7 (1), 2548-8961.

Fahrudin, F., & Isnaini, P. L. (2023). Pengaruh Penggunaan Sistam Pembayaran QRIS Oleh UMKM Terhadap Pendapatan Usaha. Jurnal Manajemen Stratejik dan Simulasi Bisnis, 4(1), 1-11.

Ghozali, I. (2016). Aplikasi Analisis multivariete dengan program IBM SPSS 23 (Edisi 8). Cetakan Ke VIII. Semarang: Badan Penerbit Universitas Diponegoro, 96.

Nasution, R. A. (2021). ANALISIS PERSEPSI PEDAGANG TERHADAP PENGGUNAAN QRIS SEBAGAI ALAT TRANSAKSI PADA UMKM

DI KOTA MEDAN (Doctoral dissertation, Universitas Islam Negeri Sumatera Utara).

Setiawan, I. A., Mahyuni, L.P. (2021). Bagaiamana Sistem Pembayaran QRIS

Menarik minat UMKM? Sebuah model untuk memahami intensi UMKM Menggunakan Qris. Jurnal Forum Ekonomi, 23 (4), 735 – 747

Sugiyono, P. D. (2019). Metode Penelitian Pendidikan (Kuantitatif, Kualitatif, Kombinasi, R&d dan Penelitian Pendidikan). Metode Penelitian Pendidikan.

Wulandari, A. (2022) Pengaruh Penggunaan Sistem Qris Terhadap Omset Penjualan UMKM Darul Huda Snack Kecamatan Ukui (Doctoral dissertation, Universitas Islam Negri Sultan Syarif Kasim Riau)

Downloads

PlumX Metrics

Published

2023-12-01

How to Cite

Lela, A., kusmayati, nindya . kartika, Kurniawati, Y., & Wulansari, D. (2023). Dampak Sistem Pembayaran Qris Terhadap Omset Penjualan UMKM Di Surabaya. RISK : Jurnal Riset Bisnis Dan Ekonomi, 4(2), 148–155. https://doi.org/10.30737/risk.v4i2.4842

Issue

Vol. 4 No. 2 (2023): November 2023

Section

Articles

License

Copyright (c) 2023 Aleksia Lela

Creative Commons License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Authors who publish with RISK : Jurnal Riset Bisnis dan Ekonomi agree to the following terms:

 

1. Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution-ShareAlike 4.0 International License. that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.

2. Authors can enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.

3. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) before and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).